Author: Sonam Faisal

American families face more financial pressure this holiday season than in recent years. Credit card balances are rising. Interest rates remain above 20%. Essentials like rent, groceries, and fuel take up more of disposable income. Many households now rely on credit to cover day-to-day…

The U.S. government shutdown in November 2025 delayed major economic reports, including the CPI and PCE inflation indexes and the BLS Monthly Employment Situation Report. These reports normally guide the Federal Reserve in assessing economic health, so their absence is…

The One Big Beautiful Bill Act (OBBB), signed into law in July 2025, marks a major shift in U.S. tax policy. The legislation seeks to simplify the federal tax code while offering targeted relief to individuals and small businesses.  Since…